Western Montana Mental Health Center
Employee Benefit Summary 
Effective 1/1/2013

**Most benefits apply to employees who work 20 hours or more per week. 
*  Retirement Plan
*  Employer provides 100% match to employee contribution after 1st year of employment.
*  100% vesting of employer and employee dollars from day one.
*  American Fund Mutual Funds & Calvert (403b and/or ROTH Option)
*  6 Year Graduated Match Schedule (0%; 1%; 2%; 3%; 4%; 5%)
*  Vacation – available after 6 mo, 88 hours/yr (levels incr @ 3/7/13/20 yrs) cap of 240 hrs
*  Holiday - paid leave 10 days/80 hours per year
*  Sick Leave - Illness 4 hours/month 1st yr; 8 hours /month  2nd  yr and thereafter
*  Direct Grants of Sick Leave
*  Family Medical Leave – Per Federal Law
*  Professional Training Conferences  - up to 40 hours/$500 annually
*  Employee Evaluations -  Annually, or as scheduled
*  Clear Performance Expectations – As outlined per the Job Description
*  Grievance Rights - as outlined in the Personnel Manual
*  Relocation Expenses - Negotiated at time of hire
*  90 Day Waiting Period 
*  Health Insurance
*  1st dollar coverage for professional services (in network)
*  70/30% co-pay for office visits & non deductible medical costs
*  $500 deductible for major medical (primarily hospital outpatient/inpatient)
*  70/30% co-pay on major medical up to $4,500 out-of-pocket for single; $9,000 for family
*  Use of Health Link Hospitals Network for discounts; 25% penalty for nonHLHN
*  1st dollar coverage for preventive services - services reimbursed @100% of allowable fees
*  $300 deduction for prescription drugs, then $10/25/50 co-pay, deductible waived for generic
*  HRA Employer Contribution
*  80/20% co-pay after deductible is met
*  $2,500 deductible single, $5,000 family, pay for all office visits
*  80/20% co-pay on major medical up to $4,000 out-of-pocked for single; $8,000 for family
*  Use of Health Link Hospitals Network for discounts; 25% penalty for non-HLHN
*  1st  dollar coverage for preventive services-services reimbursed @100% of allowable fees
*  HSA Employer Contribution: $100/monthy
*  Flex Plans
*  Long Term Disability - 60% of Monthly Earnings ($6,000 max) @Employee Option
*  Dental - 3 Plans: Low, Mid, High (with ortho) @ Employee Option (through Guardian)
*  Vision - VSP network @Employee Option (through Guardian)
*  Supplemental Health -  AFLAC (Pretax/Taxed) @ Employee Option
*  Life
*  Voluntary/Supplemental Life - Additional coverage for employee, spouse, children